Author Archives: JWFinancialCoaching

Why do we equate Frugal with being Cheap?

While thinking the other day about personal finances, the question dawned on me, why do we use frugal and cheap so interchangeably?  Often when one is described as frugal we usually associate that with being cheap.  But is that necessarily … Continue reading

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JW’s Financial Coaching Podcast Lesson #122-How to use side hustles to get out of debt with guest Tracey Minutolo

Podcast: Play in new window | Download Guest Tracey Minutolo joins us to talk about Side Hustling What side hustling is and isn’t How it has impacted Tracey’s finances Why should someone side hustle Quote of the lesson from Jon … Continue reading

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JW’s Financial Coaching Podcast Lesson #121-It’s not what you start to do, it’s what you stop doing that matters

Podcast: Play in new window | Download Why it is more important to focus on what you need to stop doing then to focus on what you need to start doing What do you need to stop doing? The difficulty … Continue reading

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JW’s Financial Coaching Podcast Lesson #120-The difference between knowing and understanding your finances

Podcast: Play in new window | Download What knowing our finances means Why most of us don’t know or understand our financial situation What understanding our finances does for us How to start knowing and understanding our finances Quote of … Continue reading

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JW’s Financial Coaching Podcast Lesson #119-The EMV Chip Debit Cards and What They Mean to You

Podcast: Play in new window | Download What is the EMV Chip Debit Card? Difference between running your debit card as “Credit” vs “Debit” Why the EMV Chip Card will reduce fraud My Experience in using my EMV Chip Card … Continue reading

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JW’s Financial Coaching Podcast Lesson #118-Your Life Has Changed, But Is Your Coverage Up To Date?

Podcast: Play in new window | Download Life events that need you to look at your finances Why your life insurance coverage may not be enough Is your emergency fund at the level you want it to be? Why we … Continue reading

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Friday Financial Tidbit-Washington can’t change our finances

Like many of you, I’m already sick of the election coverage. No matter where we are or what we are doing, whether it is Facebook, Twitter, watching TV, listening to the radio, or driving on our morning commute we can’t … Continue reading

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JW’s Financial Coaching Podcast Lesson #117-Don’t Be Average 2016 Edition

Podcast: Play in new window | Download The average US household financial stats What these stats say about your economy What to do to be better than average Motivation to not be financially average Quote of the lesson from Steve … Continue reading

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Interest rate is *not* the problem

When I’m working with a client on getting out of debt, especially on student loans or credits, one of the first things they ask about is how to lower their interest rates on the loans.

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JW’s Financial Coaching Podcast Lesson #116-How to decide between enjoying your money now vs. enjoying it later

How to balance enjoying money now vs. enjoying it later The three questions Lisa and I ask when making a purchase Why the amount in your bank account doesn’t tell you what you SHOULD do, it tells you what you … Continue reading

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