Category Archives: Debt

JW’s Financial Coaching Podcast Lesson #138-Lessons Learned from coaching: The impact of debt on our life

Podcast: Play in new window | Download Continuing our series on lessons learned from coaching Learning the impact of what debt does to our life The normalization of debt in our culture Actions to take the realize the impact of … Continue reading

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JW’s Financial Coaching Podcast Lesson #134-How Debt Free People Think

Podcast: Play in new window | Download In what ways debt free people think differently about money The demographics of those who are debt free Why giving plays a big role in those who are debt free How you can … Continue reading

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JW’s Financial Coaching Podcast Lesson #126-How to handle loans from family and friends

Podcast: Play in new window | Download The most difficult loan to handle is the one from family and friends Why we borrow from family and friends The dangers in doing them Why it is important to have to clear … Continue reading

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Interest rate is *not* the problem

When I’m working with a client on getting out of debt, especially on student loans or credits, one of the first things they ask about is how to lower their interest rates on the loans.

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JW’s Financial Coaching Podcast Lesson #112-How good old fashioned anger led to becoming 100% debt free with guest Phil Danley

Podcast: Play in new window | Download Guest Phil Danley joins us to how he and his wife paid off their debt, including the mortgage What led Phil and his wife to dump debt and be done with it forever … Continue reading

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JW’s Financial Coaching Podcast Lesson #111-How to Pay Off $120K of debt in two years with Guest Monica Louie

Podcast: Play in new window | Download Guest Monica Louie joins us to talk about how her family paid off $120K in debt in two years What motivated them to pay off so much debt Why they sold their house … Continue reading

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Friday Financial Tidbit-Why 401(K) loans make me cringe

One of things I keep hearing and reading about more and more is the 401(K) loan. It seems like they are becoming more common in the past few years and that people are even recommending them to help with paying … Continue reading

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JW’s Financial Coaching Podcast Lesson #108-Three things to do after you graduate college

Podcast: Play in new window | Download What recent college graduates can do to put themselves in position to succeed financially How to know where you stand financially Why developing a spending plan is a process, not an event Why … Continue reading

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JW’s Financial Coaching Podcast Lesson #106-How close to the debt cliff can I get before I fall off?

Podcast: Play in new window | Download Based on the article ‘How Much Student Loan Debt Is Too Much? That question is a game of how close to the edge of the cliff can we get to before we fall … Continue reading

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JW’s Financial Coaching Podcast Lesson #105-The Morality of Debt

Podcast: Play in new window | Download How are creditors and borrowers supposed to act What a debt agreement actually is Viewpoint from the borrower and the creditor How to avoid the rat race all together Quote of the lesson

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