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Do you ever look back at your life from 5 or 10 years ago and laugh at what your dreams and goals were? Maybe you thought you wanted to live in a certain city or area of the country. Maybe it was something you wanted to drive, or work, or have X amount of children. But now that you are older, what you thought was important to you back then doesn’t seem as important or your goals have changed 180 degrees.
If I just described where you are right now, that’s OK; it’s normal and I don’t think there is anything wrong about it. At 31 what I thought was important to me at 16 or 21, is a lot different than what’s important to me now. I value time with my wife and children and providing for our future a lot more than watching college football or playing video games.
With that being said, I also know that what I value and want to do with my life at 40 will be a lot different than what our goals are today. But I’m not worried about that; I’m still planning my future based on what I value today. So if your goals are different in 2013 than they were in 2003, don’t worry about it. It just means that life has happened. What you thought you valued just wasn’t that important or you have reinforced your values. But still plan ahead for tomorrow, because no matter what your plans are today or tomorrow you will still need to put yourself into position to afford them financially.