There is a tendency today in our culture to lay low and try not to stick out. Be normal, average, and a conformist. That is why it is usually a shock to most when a couple sits down with me and I go over a plan with them on how they can become debt free. They usually have this look on their faces of amazement and in the back on their heads I know they are thinking, “This guy is weird. He thinks you can live debt free.” My response is always “HECK YEAH, I am weird,” because normal is living paycheck to paycheck and living one emergency to the next. The thing is that I am not ashamed to admit it! Here are some other ways that I am viewed as weird:
My wife and I don’t argue a lot over money-Yes, we might have a disagreement every now and then when we do our monthly budget. But my wife and I can discuss money openly with each other without one of us blowing up at the other and going into orbit. One of the leading causes of divorce in America is due to money fights and most couples surveyed say they fight over money.
Not waiting until retirement to live my life-The norm in America is to work a job you hate and be miserable for 30-40 years, then retire at age 65, then start doing what you love. Or if you are lucky you can retire at 55 and start to live. I am about to turn 30 later this year and just the thought of waiting 30-35 more years to live my dreams is really depressing. That is why I am developing goals with my family to take us to where we want to be and responsibly enjoy life now and not just later.
Besides our mortgage we do not owe anybody anything-Yes, we are debt free and no, there is no way EVER that we are going to borrow money for anything else again. There’s no car, education, or vacation worth going into debt for. Because of that we have the freedom financially to spend, save, and give as we please and we let our money work for us instead of us working for money.
We spend our money before we get it-Are we shopaholics? No, we just sit down and plan our month before it begins. So we have spent every dollar we will earn on purpose. Normal is being out of money on the 24th each month and wondering where it all went.
Have money in the bank-64% of Americans could not cover a $1,000 expense without going into debt. Not us! The importance of an emergency fund cannot be understated. It is has come in handy so many times and has turned a potential crisis into simply an inconvenience.
My relationship with my family is based on time together, not how much money we have-Yes, I encourage people to get out of debt, save money, and become wealthy, but not because money buys happiness. The most important thing in my life besides my faith is my family and they do not care how much money we make or what we can buy. But they do care about the time and the memories that we make together.
I spend more time reading than watching TV –To be honest, this is a new thing in my life. But since we cut the cord on cable last year, I have instead invested more time into changing my life than watching someone else live their life. Funny thing is that I don’t even miss TV; it is such a time waster. I still watch it from time to time but reading has allowed me to spend more time investing in myself.
I keep trying to improve my life-I have a “good life.” I make a good income, have a good job, loving family and I can do most things I want to. But I want to fight against the disease of being just “good enough.” I want to work on something that I have a passion for and to change lives in the process and not just get by with my life.
So there I said and can admit it, I am weird, folks. But if being weird is what it takes to not be broke, to not hate your job, and become unhappy with life then I am all for it! Would you like to become weird financially? The average financial stats are pretty depressing and if you would like to become weird and leave your normal financial condition behind get in touch with me today! I would love to work with you and give you a new perspective on your money by focusing on your economy.
Now that I have listed in detail how I am weird, what about you? What are some things that you do that make you weird? I would love to see your list; please share it in the comment section below.