How Financially Intense are you?

When coaching clients about their finances, a common question I receive is how long is it going to take to _____.  It can be anything from getting out of debt, to building an emergency fund, to paying off their house.  The answer to this question is pretty simple; it all depends on the level of intensity with which you want to reach your goal.

Credit: Satori

Why is intensity important?  Because the more intense you are, the more focused you will be and the faster you will complete the task.  If you are not so intense, then you are less likely to stick to your plan.  Unfortunately, I do coach clients who do a budget for a few months but then don’t continue doing one or might start the debt snowball for a few months but then stop.  This often makes you feel like you are not getting anywhere financially and leads to feelings of hopelessness that you will be in your situation forever.

However, when you are intense you get more serious and become more aggressive in your plan.  This will lead to quick victories which will make you want to sacrifice even more to finish your goal faster!  Ultimately, the greater the level of intensity, the more likely it is that you will win with your finances.

So it’s up to you.  You can just kind of work a financial plan half-heartedly, but you are unlikely to get very far. Or you can get radical and start doing stuff today that you are lacking and you will get to where you want to be a lot sooner.  The choice is up to you!

How has your intensity made a difference in your finances?  Please share your comments below; I would love to hear them!

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