If Budgeting is not fun, then why do it?

To be totally honest with you, even though I have written about the importance of doing a written cash flow plan each month and have made available spreadsheets to help you budget, I do not consider doing a budget a “fun” thing to do.  In fact, often times I lack the motivation to prepare the monthly budget even though I know the peace that it brings me.  So you might be asking, why do one then?  There are plenty of reasons.

Like other disciplines, doing the budget is not necessarily fun or enjoyable, but we do love the benefits that it brings us.  We do it to gain power and control of our money, instead of the other way around.  Doing a budget accomplishes this by telling our money where to go before the month begins.  It also allows those of us who are married to be on the same page and communicate better about our finances.  Following a budget does not repress us or put us in chains, but rather gives us the financial freedom to conquer debt and save money to invest or spend!

As I have written before, give budgeting some time.  It can be particularly frustrating in the beginning, but after a while you will get better at it.  It might never become an enjoyable thing to do, but you will enjoy the peace that it brings you.

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