Tag Archives: Credit score

JW’s Financial Coaching Podcast Lesson #107-How the credit score is the most overrated measure of financial success in the personal finance world

Posted on May 31, 2016 by JWFinancialCoaching

Podcast: Play in new window | Download The role that the credit score plays in the financial industry What role should it play in your finances? What a credit score can’t do for your finances Build up other financial disciplines … Continue reading →

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JW’s Financial Coaching Podcast Lesson #80-The FICO score is a PRODUCT

Posted on November 21, 2014 by JWFinancialCoaching

Podcast: Play in new window | Download Sharing a revelation I had about FICO What the FICO score really is Don’t make financial decisions based on a product Making financial decisions based on what others tell us is important Quote … Continue reading →

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JW’s Financial Coaching Podcast Lesson #34-Don’t be fooled by the build your credit score LIE

Posted on April 1, 2013 by JWFinancialCoaching

Podcast: Play in new window | DownloadHighlights of today’s show: The Credit Score lie The facts about the FICO What makes up your FICO score The alternatives to credit scores What to focus on instead of your credit score Don’t Be … Continue reading →

Posted in Guests, Personal Story, Podcast | Tagged , , , , | 7 Comments

Friday Financial Tidbit-Do not be defined by your FICO score

Posted on June 8, 2012 by JWFinancialCoaching

The FICO score was invented to help determine one’s credit worthiness. However, somehow over the years it has morphed into something even bigger where we judge people based on whether or not they have a good credit score. The following … Continue reading →

Posted in Friday Financial Tidbit, Personal Story | Tagged , | 4 Comments

Friday Financial Tidbit-Credit cards are not evil. It is what you do with them that can get you into trouble.

Posted on February 24, 2012 by JWFinancialCoaching

What’s your view on credit cards? If you ask that question 100 times you will probably get 100 different answers. My friend Matt Wegner recently wrote a great article titled “Can you live debt free and still have credit cards?” … Continue reading →

Posted in Budgeting, Credit Cards, Debt, Financial Discipline, Friday Financial Tidbit | Tagged , , | 4 Comments

Friday Financial Tidbit-Celebrating financial differences with your spouse

Posted on February 17, 2012 by JWFinancialCoaching

Last year around this time I did a podcast series on “Love and Money.” One of the shows focused on the differences between men and women. Usually we look at how our spouse views money differently from us and it … Continue reading →

Posted in Credit Cards, Debt, Friday Financial Tidbit, Mortgage | Tagged , , | 2 Comments

Friday Financial Tidbit-Do not settle on just being ‘Good enough’

Posted on February 10, 2012 by JWFinancialCoaching

“Good is the Enemy of Great” ~ Jim Collins Good to Great This quote in Jim’s book Good to Great* is one of my favorite quotes because I have found it to be so true in my own life. How … Continue reading →

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Friday Financial Tidbit-Do you need a FICO score if you are not borrowing money?

Posted on February 3, 2012 by JWFinancialCoaching

Last year on a podcast, I debated the pros and cons of the FICO score. If you do not know, the FICO score is the most commonly accepted way for lenders to determine one’s credit worthiness. The difference between having … Continue reading →

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Vlog: Take care of your family first

Posted on November 30, 2011 by JWFinancialCoaching

When it comes to personal finance, a lot of times we can get ourselves into trouble by not having the proper priorities. Our first goal is to take care of our family. In the Bible in I Timothy 5:8 it … Continue reading →

Posted in Children, College, Credit Cards, Debt, Vlog | Tagged , | 1 Comment

Friday Financial Tidbit-eCredable: The alternative to the FICO score

Posted on November 18, 2011 by JWFinancialCoaching

The Fair Isaac Company and their FICO score has become the standard in the loan industry when determining whether or not to make a particular loan to an individual. I have written before about why I am not a big … Continue reading →

Posted in Friday Financial Tidbit, Mortgage | Tagged , | 2 Comments