Tag Archives: Student Loans

Interest rate is *not* the problem

When I’m working with a client on getting out of debt, especially on student loans or credits, one of the first things they ask about is how to lower their interest rates on the loans.

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JW’s Financial Coaching Podcast Lesson #106-How close to the debt cliff can I get before I fall off?

Podcast: Play in new window | Download Based on the article ‘How Much Student Loan Debt Is Too Much? That question is a game of how close to the edge of the cliff can we get to before we fall … Continue reading

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Friday Financial Tidbit-Does it matter what the student loan interest rate is?

To receive notifications of new posts, please join our email list. With all the drama going on in Washington over whether to keep student loans’ interest rates at 3.4%, let them double to 6.8%, or adjust them to another rate, what … Continue reading

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Friday Financial Tidbit-Congratulations, you just graduated from college! Now what?

To receive notifications of new posts, please join our email list. The next few weekends are the time of the year when colleges and universities are celebrating the accomplishments of the senior class as they graduate from school. It’s an … Continue reading

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JW’s Financial Coaching Podcast Lesson #23-How to prepare your teenager for life after high school

Podcast: Play in new window | DownloadHighlights of today’s show: Teenagers are not adequately prepared to handle money after graduating from high school How financial decisions today impact our finances tomorrow Importance of college and how to save and pay for … Continue reading

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Friday Financial Tidbit-Another example of why cosigning is a bad idea

Cosigning on a loan is never a good idea and is something that I’m a big opponent of. Not only do you end up paying a portion of the bill most of the time, you also hurt the relationship with … Continue reading

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JW’s Financial Coaching Podcast-The Student Loan Forgiveness Act of 2012

Listen to this Episode Highlights of today’s show: My take on the student loan forgiveness act of 2012 Busting the myth that if you get a college degree you will be successful Education is important, but you can get education outside … Continue reading

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JW’s Financial Coaching Podcast-Personal Finance A-Z Passive Income, Qualified Retirement Plan, ROTH, and Student Loans

Podcast: Play in new window | DownloadListen to this episode Today’s episode marks the one year anniversary of the JW’s Financial Coaching Podcast being released. The show started last November and we have been able to do over 80 episodes … Continue reading

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The Major Components of a Healthy Financial Plan: College Funding

The price of college funding continues to rise.  A recent study by the College Board found that the average tuition increase was 6.5% for the 2009-2010 school year.  This helps partially explain why the average college student has approximately $23,000 … Continue reading

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The “Good debt vs. Bad debt Myth”

About a week ago I commented on Twitter about an article I found titled “Good Debt vs. Bad Debt”.  While reading the article I shook my head several times and chuckled at some of the things that were mentioned.  I … Continue reading

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