Services Offered

JW’s Financial Coaching offers a variety of services to help those who are in any financial situation.

All services can be done over 3 months or 6 months. Customer services are also available for $97 an hour (minimum of one hour)

We coach on a flat fee basis and unlike other Financial Advisors; we do not sell financial products such as investments or insurance.  We truly believe that by applying the principles we teach that you will more than make up for the coaching fee within a year! All services include the following:

  1. A 30 minute free consultation where we will gather a brief snapshot of your financial situation and identify what your goals and objectives are.  I will also explain in detail how the coaching process works and give an overview of the mechanics.  This can be done either in person or by phone.
  2. An initial 1 ½ to 2 hour face to face meeting where all financial information will be gathered.  After having a full understanding of the situation we will analyze the data together and I will be able to provide information that will help you establish goals and priorities.
  3. 1 hour follow-up meeting anywhere from 3-6 weeks after the initial face to face meeting.
  4. Unlimited email support and phone conversation by appointment for 3 months after the initial face to face meeting.
  5. Your choice of book from radio host and best-selling author Dave Ramsey.  Choose one from any of his three books, Financial Peace, More Then Enough, or The Total Money Makeover.

Currently JW’s Financial Coaching offers the following Services:

  • Crisis“The Rich Rules over the poor, and the borrower becomes the lender’s slave.” Proverbs 22:7, NASB
    • You are not alone if you are going through a financial crisis, according to recent polls 
      • 70% of American still live paycheck to paycheck
      • 60% of working Americans experience moderate to high levels of financial stress.
    • 98% of the time people who are thinking of Bankruptcy do not need to, they instead need to change their habits!
    • In crisis counseling we will:
      • Empower you to resist unfair practices
      • Prepare you to communicate with creditors
      • Teach you to understand the Fair Debt Collection Practices Act
      • Create a game plan that helps protect your four walls
      • Help you create short and long-term goals in paying your creditors
    • Going through repossession, foreclosure, or bankruptcy is very emotional.  Please let us assist you in changing your habits and bringing hope for a better future.
  • Budgeting-“For which one of you, when he wants to build a tower, does not first sit down and calculate the cost to see if he has enough to complete it?” Luke 14:28, NASB
    • With Budgeting we will show you how to start and create the dreaded “B” word
    • Is hard to do at first but we will work with you and develop and implement a budget that works for any income
    • Feel like you got a raise when you budget!  You will start having more money at the end of the month instead of having more month than money.
    • Living on less than you make will allow you to pay off debt, build an emergency fund, save for purchases, and help create long-term goals.
    • Allows you to build wealth and give

 

  • Wealth BuildingThere is precious treasure and oil in the dwelling of the wise, but a foolish man swallows it up.”  Proverbs 21:20, NASB
    • 53% of Americans have less than $25,000 in retirement savings.  43% of those people are over 55! (According to a Retirement Confidence Survey)
    • For those who have created and stuck to a budget and are ready for long-term financial goals
    • Develop a plan on how much to save into retirement
    • Teach how to save for your children’s college
    • Discuss ways to pay off the mortgage sooner
    • Long term financial goals
    • Ways you can change your family tree
    • Start discussing long-term giving goals
    • Broke is “normal” in America.  Do not be normal, be weird

 

  • Newly Weds-“But if any of you lacks wisdom, let him ask of God, who gives to all generously and without reproach, and it will be given to him.” James 1:5, NASB
    • The main cause of divorce today in American is money fights and money issues
    • Get your marriage off on the right foot!
    • We will teach you how to combine finances and work as one
    • Go from “his/hers” to OURS
    • Create a simple budget that both sides agree to
    • Set up the debt snowball and show how to get gazelle intense and attack it!
    • Get Financial Peace in your marriage

 

  • Recent College Graduates/Current Students“Where there is no guidance, the people fall, but in abundance of counselors there is victory” Proverbs 11:14, NASB
    • After all the hard work and sacrifice learn how to use your money wisely
    • Create your first budget
    • Develop a debt snowball to get rid of any student loans and credit card debt as soon as possible.  Kick Sallie Mae and your credit cards to the curb!
    • Learn to make purchases using cash or debit cards
    • Learn to build savings
    • Get a head start financially

If you have any questions regarding these services or would like to set up a free 30 minute consultation please fill out the form below: